The latest government survey is a reminder to review your response plan, digital dependencies and insurance options.
The government’s Cyber Security Breaches Survey 2025/2026 found that 43% of businesses identified a cyber breach or attack in the previous 12 months. These are reported experiences across surveyed businesses, not a prediction of an individual firm’s risk.
Think beyond a damaged laptop
If you lost access to email, accounts or booking systems, how would you communicate with customers and suppliers? Identify the systems you need to operate, who can restore them and how to reach your IT support if your normal email is unavailable.
Three useful checks
- Review access to important accounts and follow the NCSC’s current security guidance.
- Check that essential information is backed up and that recovery has been tested.
- Keep an incident contact list available outside your usual systems.
Where insurance fits
Cyber insurance can offer different combinations of incident support and financial protection. Ask about response services, interruption to trading, data restoration and relevant exclusions. Do not assume these benefits are included in another business policy.
We can discuss your existing arrangements and the questions to ask when considering available cover. Insurance complements practical security measures; it does not replace them.
Sources and further reading
- UK Government: Cyber Security Breaches Survey 2025/2026
- NCSC: Small organisations guide to cyber security
Published 10 June 2026. Updated 21 October 2026. General information, not an assessment of your individual insurance needs. Cover depends on the policy and insurer agreement.