Independent insurance. Personal service.
Brokers IncRequest a quote

OUR INSURANCE

Motor trade insurance

Mechanics working on a vehicle

Whether you’re buying or selling cars, motor trade insurance is a key component to ensure your business runs smoothly.

It’s also important if your company repairs or services vehicles, offers a breakdown service or valets cars and vans of all sizes.

Motor trade insurance is commonly arranged as a road risks policy or a combined policy. Road risks insurance can cover eligible driving activities for motor trade purposes, subject to the permitted drivers, vehicles, uses and other policy conditions. Motor insurance is required to drive vehicles on UK roads.

Combined motor trade insurance allows you to combine different levels of cover to meet your business needs. It can include, but is not limited to, buildings, tools and equipment, public and employers’ liability, stock and road risks cover.

There are hundreds of policies out there and we understand it can be hard to know where to start.

Working with an established broker, like Brokers Inc, can take away the time-consuming task of finding appropriate insurance.

Sometimes a standard policy may not be right for your operations and risks. We’ll never try to fit your business into a policy that doesn’t work. We’ll always endeavour to find a bespoke route.

Our specialists ask questions about your activities and the challenges you face, helping them recommend suitable options for your business, team and customers.

We’ve worked with hundreds of motor traders across the UK and, therefore, understand the intricacies that are involved in the sector. By picking Brokers Inc as your broker, you can have the confidence that our recommendations are based on our experience and expertise in providing policies for the motor trade industry.

Recent successes

A motor trader repairing prestige cars, including Aston Martins and Lamborghinis, needed high sums insured.

A new MOT and servicing centre needed insurance before it began trading, without an existing no-claims bonus.

A motor trader needed help resolving problems with their Motor Insurance Database (MID) records.

Explore your motor trade business

NEXT STEPS

How your enquiry works

  1. Tell us about your requirements. Share your existing policy details, renewal date and the information relevant to your enquiry.
  2. Discuss the options. Our team will confirm what else is needed and discuss suitable available options, including the costs, cover and significant restrictions.
  3. Decide whether to proceed. We will explain the next steps and any information or instructions needed. An enquiry does not put insurance cover in place.

We will discuss the timescale with you. If your enquiry is urgent or your cover is about to expire, please call 0333 577 1477.

YOUR QUESTIONS

Motor trade insurance FAQs

What do you need to know about my motor trade business?

Describe your trading activities, premises, employees, stock vehicles, driving requirements and claims history. Tell us whether you sell, repair, service or move customer vehicles.

Can I discuss both premises and driving requirements?

Yes. Explain both parts of your operation so our team can review the insurance requirements with you. The cover available depends on the policy and insurer.

A conversation is a good place to start

Let’s find the cover
that works for you.

Speak to our team

Or call 0333 577 1477