COVER EXPLAINED
Cover built around your needs.
Employers’ liability insurance addresses claims involving employees who suffer injury or illness connected with their work, subject to the policy terms. Your workforce and subcontracting arrangements need to be described accurately.
How we help
We review employee roles, wage estimates and subcontractor arrangements, and help you understand how insurers treat the people working in your business.
What to prepare
A few details help us understand your requirements and approach insurers with an accurate picture.
- Your activities, contracts and work locations
- Turnover, wages, workforce and subcontractor details
- Working heights, equipment values and existing insurance
Understanding your options
We will explain the options available for your circumstances, including the premium, limits, excesses and significant exclusions. Tell us about any requirements in your contracts and any changes to your activities or existing cover.
Cover depends on the policy wording, eligibility and insurer acceptance. We will help you understand the terms before you decide whether to proceed.