Get your fleet ready for shorter days, changing conditions and the insurance details that need regular attention.
Shorter days and winter journeys make it a good time to revisit vehicle checks and driver information. A current MOT does not, by itself, mean a vehicle is always roadworthy.
Build checks into the working day
GOV.UK advises checking visibility, lights and brakes whenever you drive, alongside the maintenance checks in the vehicle handbook. Commercial vehicles have additional guidance, including walkaround checks.
- Make sure drivers know how to report defects and when a vehicle must not be used.
- Review tyre condition, lights, screenwash and scheduled maintenance.
- Check that emergency and breakdown contact details are available to drivers.
Keep your insurer’s picture accurate
Review your vehicle schedule, ownership, business use and driver restrictions. Tell us about new vehicles, changes to the youngest driver, different goods carried or new operating territories so we can discuss what needs to be referred to the insurer.
Look beyond the vehicles
Tools, goods and equipment may need separate insurance. Breakdown assistance and replacement vehicles are also subject to the cover arranged, rather than automatically included in every fleet policy.
We can review your current schedule and help you prepare the information needed for renewal or a mid-term change.
Sources and further reading
Published 9 September 2026. Updated 21 October 2026. General information, not an assessment of your individual insurance needs. Cover depends on the policy and insurer agreement.