For construction companies and contractors, public and employers’ liability insurance may be crucial.
We can provide public and employers’ liability insurance tailored specifically for your construction and contractor business. Our expertise as a local independent insurance broker ensures that you get the cover suited to your activities, with the relevant limits, conditions and exclusions explained.
At Brokers Inc, we specialise in providing insurance solutions, placing your insurance policies with your needs in mind.
We’ve been in the business since 2012 and understand that each trade has unique risks and requirements. Our team has the expertise and the willingness to think outside the box, providing you with a completely personalised service. Our insurance solutions cater to a variety of trades.
Roofing
Liability cover can be considered for roofing activities, subject to the insurer’s agreed work descriptions, height restrictions and policy conditions. Weather damage to your own works may require separate cover.
Scaffolding
Discuss liability cover for scaffolding erection and dismantling, including the height, location and work restrictions that may apply.
Steel fabrication
Discuss liability requirements for welding, cutting and assembly, including any hot-work conditions or restrictions.
Groundworkers
Discuss liability requirements for excavation, trenching and foundation work. Depth limits, underground services conditions and other exclusions may apply.
HVAC (heating, ventilation and air conditioning)
Discuss cover for your heating, ventilation and air conditioning activities, including installation, maintenance and repair. The agreed activities and policy terms determine the cover.
Is your area of expertise not listed? Rest assured, we provide insurance solutions for most types of trade – even if it’s not listed above.
Recent successes
A roofer won a new contract where they needed to work at 130 m. We provided them with cover without a height limit.
A cladding contractor needed professional indemnity cover to continue trading.
A scaffolder needed evidence of insurance for leased scaffolding equipment to complete a finance agreement.
Understand what is included
Cover depends on the insurer’s acceptance of your activities and the policy wording. Limits, excesses, exclusions, height or depth restrictions and other conditions may apply. Damage to your own work, plant, equipment or property may require separate insurance. We will discuss the requirements relevant to your business.